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Can a Metal Roof Be Installed on a Flat Roof?

Tue, 28 Jan 2025 12:19:33 GMT

Introduction:

In today’s post, we’ll explore whether metal roofing is a good option for “flat” roofs and identify which metal roofing systems, if any, are suitable for these low-slope applications. Over the past decade, metal roofing has become increasingly popular in residential construction, raising an important question: is it a viable solution for flat roof sections? Let’s dive in and find out!

Table of Contents:

Can Metal Roofing Be Installed On A Flat Roof?

Roof Pitch on “Flat” Roofs: Low-slope Roofing

How to Determine Roof Pitch on Your Home

2021 International Residential Code - Minimum Slope for Types of Metal Roofing

1. Lapped, Non-Soldered Seam Metal Roofs Without Applied Lap Sealant

2. Lapped, Non-Soldered Seam Metal Roofs With Applied Lap Sealant

3. Standing Seam Metal Roof Systems

Types of Metal Roofing for Low-slope Roofs

Which Metal Roof Systems from Central States Manufacturing Can Be Installed on Low-Slope Roofs?

Methods for Installing Metal on a “Flat” Roof

1. Compact Retrofit System

2. Frame-Up Retrofit System

Conclusion

Can Metal Roofing Be Installed On A Flat Roof?

The short answer is - yes, metal roofing can be installed on “flat” roofing sections - However it requires the right system to ensure proper performance and durability. This is because “Flat” roofs are more prone to ponding or standing water compared to steep-slope roofs, as their minimal pitch can slow water drainage. In contrast, steep-slope roofs rely on gravity to quickly shed water, reducing the likelihood of water accumulation. This difference impacts material selection and installation requirements for each roof type.

Roof Pitch on “Flat” Roofs: Low-slope Roofing

Many people commonly refer to low-slope roofs as “ flat roofs ,” but this term is technically inaccurate. True flat roofs are almost non-existent because a completely level surface would cause water to pool, leading to leaks and potential structural damage. What are often called flat roofs are actually low-slope roofs with a slight pitch, typically between 1/4:12 and 3:12 . This subtle slope is carefully designed to direct water toward drains, scuppers, or gutters, ensuring effective drainage and protecting the structure.

The misconception likely stems from the appearance of these roofs, which can look flat from the ground or at a glance. However, the small degree of slope plays a critical role in their functionality. Properly constructed low-slope roofs rely on drainage systems, waterproof membranes ( rubber roofing ), and materials specifically designed to manage water effectively—key differences from steep-slope roofs, which shed water quickly due to gravity.

While it’s simpler to refer to these roofs as “flat,” understanding that they are low-slope is essential. Precision in terminology reflects the importance of their design and construction for long-term performance and durability.

For Our Discussion:

• Steep-slope roofs : A pitch of 3:12 or greater

• Low-slope roofs : A pitch between 1/4:12 and 3:12

To clarify, what is commonly called a “flat” roof is not truly flat but rather a low-slope roof. This distinction is important as we explore metal roofing and its application to low-slope roofs. Specifically, we’ll focus on metal roofing systems suitable for roofs with a pitch ranging from 1/4:12 up to 2-1/2:12.

How to Determine Roof Pitch on Your Home

Roof pitch refers to the slope of a roof, expressed as a ratio of vertical rise to horizontal run. It is typically written as “X:12,” where “X” represents the number of inches the roof rises vertically for every 12 inches of horizontal distance (run). For example, a 4:12 pitch means the roof rises 4 inches for every 12 inches of run.

A homeowner can determine the pitch of their roof by following these steps:

Tools Needed:

• A tape measure

• A level (preferably at least 12 inches long)

• A pencil or marker

Inside Method (From the Attic):

• Place the level horizontally against a rafter inside the attic.

• Mark a point exactly 12 inches from where the level touches the rafter.

• Measure vertically from the 12-inch mark on the level up to the bottom of the rafter.

• The measurement in inches is the “rise” for a 12-inch “run.” For example, if the rise is 6 inches, the pitch is 6:12.

Outside Method (On the Roof):

• Place one end of the level on the roof surface and hold it level.

• Measure vertically from the bottom edge of the level to the roof surface at a 12-inch horizontal distance.

• The vertical measurement represents the rise, and the pitch is expressed as “rise:12.”

Safety Tips:

• Use caution if working on the roof. Wear proper footwear and ensure a stable ladder.

• If the roof is too steep or unsafe to access, consult a roofing professional for assistance.

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2021 International Residential Code - Minimum Slope for Types of Metal Roofing

The 2021 International Residential Code (IRC) specifies minimum slope requirements for metal roof installations to ensure proper water drainage and prevent potential issues associated with flat or low-slope roofs. According to Section R905.10.2 of the IRC , the guidelines are as follows:

Lapped, Non-Soldered Seam Metal Roofs Without Applied Lap Sealant : These roofs require a minimum slope of 3 units vertical in 12 units horizontal (3:12), equating to a 25% slope.
Lapped, Non-Soldered Seam Metal Roofs With Applied Lap Sealant : With the addition of lap sealant, the minimum slope can be reduced to ½ unit vertical in 12 units horizontal (½:12), or a 4% slope. It’s essential that the lap sealants are applied in accordance with the manufacturer’s installation instructions.
Standing Seam Metal Roof Systems : These systems are permitted on slopes as low as ¼ unit vertical in 12 units horizontal (¼:12), translating to a 2% slope.

These specifications underscore that while metal roofing can be utilized on low-slope roofs, adherence to the IRC’s minimum slope requirements is crucial to ensure effective water runoff and the longevity of the roofing system. It’s also important to consult local building codes and manufacturer guidelines, as they may have additional requirements or recommendations.

Types of Metal Roofing for Low-slope Roofs

The 2021 International Residential Code (IRC) essentially highlights that standing seam metal roofing is the best and most reliable choice for installing metal on low-slope roofs. The code also allows for the possibility of using exposed fastener metal roofing panels if a butyl sealant is applied at all seams between the panels. However, this does not mean all metal roofing systems are suitable for low-slope applications.

In practice, only specific metal roofing systems are designed for use on low-slope roofs. Even among standing seam systems, not all are recommended for low-slope pitches. The same principle applies to exposed fastener systems—only a few with specialized features, such as factory-applied butyl sealant along their edges, are suitable for slopes as low as 1/2:12. While these systems may meet code requirements on paper, they often come with increased risk for leaks and maintenance challenges.

For “flat” roofs (low-slope roofs with a pitch below 3:12), we strongly recommend against using exposed fastener systems, even those designed for low slopes. If you want a durable, reliable metal roof without altering the pitch of the existing roof structure, a standing seam metal roof is the best choice. Standing seam systems offer superior water-tightness, durability, and performance, making them the ideal solution for low-slope applications.

There is an additional type of specialized metal roofing that can be installed on low-slope or even completely flat roof sections - Flat-Locked Panels . A "flat lock metal roof" refers to a roofing system where individual metal panels, often shaped like squares or diamonds, interlock with each other using a flat, overlapping seam, which is typically soldered for watertight integrity, especially on low-pitched roofs. A common example of a flat-locked panel metal roof is a soldered copper roof .

Which Metal Roof Systems from Central States Manufacturing Can Be Installed on Low-Slope Roofs?

Central States Manufacturing is a leading provider of high-quality metal roofing and siding, serving thousands of customers nationwide. They offer a total of 13 metal roofing solutions, five of which are available in Pennsylvania for roof pitches under 3:12. Of these five systems, four are standing seam metal roofing systems , known for their superior durability and water-tightness, and one is an exposed fastener metal panel system designed with specialized features for low-slope applications.

Here’s a breakdown of those systems and the minimum roof pitch they can be installed on:

M-Loc is an exposed fastener metal roofing panel which can be applied on roofs down to a minimum pitch of 1:12 (when panels have factory applied butyl sealant)

Central Snap is a standing seam (concealed fastener) metal roof system, which can be applied to roofs with a minimum pitch of 1:12

Central Span is a standing seam (concealed fastener) metal roof system, which can be applied to roofs with a minimum pitch of ¼:12

Central-Loc is a standing seam (concealed fastener) metal roof system, which can be applied to roofs with a minimum pitch of ¼:12

It's important to note that even among Central States’ standing seam roofing systems, some are only recommended for installation on roofs with a minimum pitch of 3:12 or greater (though these have not been detailed here). This highlights a critical point: not all standing seam metal roofs are suitable for low-slope applications. Only specific metal roofing systems are engineered to perform effectively on low-slope roofs, reinforcing the need to carefully select the appropriate system for pitches below 3:12.

Methods for Installing Metal on a “Flat” Roof

When retrofitting a flat roof with metal, there are two primary approaches to consider:

1. Compact Retrofit System :

This method is ideal for roofs with a consistent minimum slope of 1/4” per foot and an external gutter system.
It involves installing a specialized low-slope metal roofing system directly over the existing roof with minimal additional height or framing.

This approach is compatible with the specialized low-slope metal roofing systems discussed earlier, ensuring proper performance and water drainage.

2. Frame-Up Retrofit System:

This method requires constructing a new frame over the existing roof to increase the slope.
By enhancing the roof’s pitch, this system improves water drainage and reduces the risk of pooling, which is critical for long-term durability.
Additionally, this option allows for greater design flexibility and can enhance the building’s aesthetics.

Both methods have their advantages, but the choice depends on the roof’s current condition, structural requirements, and desired outcome. While the Compact Retrofit System is more straightforward, the Frame-Up Retrofit System offers greater drainage improvement and design potential. For example, you can use the Frame-Up Retrofit method to give your roof a new pitch of 3:12 thus allowing you the choice of using an exposed fastener metal roofing panel or standing seam metal roofing.

Are you interested in retrofitting a metal roofing solution onto a low-slope roof?

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(570) 648-5414

Conclusion

Installing metal roofing on low-slope or “flat” roofs is not only possible but can be a highly effective solution when done correctly. However, as we’ve explored, not all metal roofing systems are suited for low-slope applications.

The key lies in understanding the roof’s pitch and selecting a system specifically engineered for the challenges of low-slope roofs. Standing seam systems, with their superior water-tightness and durability, are the best choice for these applications, while exposed fastener systems should generally be avoided due to their higher risk of leaks.

When considering retrofitting a flat roof, homeowners have two primary options: the Compact Retrofit System, which adds minimal height while utilizing specialized low-slope metal roofing systems, and the Frame-Up Retrofit System, which increases the pitch for improved drainage and aesthetic flexibility.

Ultimately, a successful metal roof installation on a low-slope roof depends on adhering to building codes, selecting the appropriate materials, and ensuring professional installation. With the right approach, metal roofing can provide long-lasting protection, performance, and visual appeal—even on roofs with minimal slope.

How Much Does A New Roof Cost In Pennsylvania?

Sat, 25 Jan 2025 13:38:30 GMT

Introduction:

When repairing or replacing a damaged roof or fitting a new roof as part of a building or renovation project, it’s natural to ask questions about new roof costs and the average price of roof replacement. In this informative guide, we’ll answer all your questions about how much a new roof costs in Pennsylvania, explain which factors impact costs, including the materials you choose, where you live and the size of the roof, and share tips to help you bring down the total price and find the best roofing contractors for the job.

Table of Contents (Clickable):

Average Cost Of A New Roof In Pennsylvania

Figure 1: Table of Costs For Replacing Shingle Roofs Of Different Sizes In PA (US Census data)

How Do Pennsylvania Roof Costs Compare To Other States?

Figure 2: 2024 Cost Vs. Value Chart For Shingle Roof Replacement In The US

Figure 3: 2024 Cost Vs. Value Chart For Standing Seam Metal Roof Replacement In The US

Post Covid Rising Roof Material Costs

Key Factors Affecting The Cost Of A New Roof In Pennsylvania

1) Roof Size

2) Roof & Jobsite Complexity

The Impact Of Roof Pitch On Cost

Figure 4: Relationship Between Roof Pitch & Cost of Roof Replacement

The Impact Of Roof Hips On Cost

Figure 5: Relationship Between Roof Hips, Material Waste & Roof Replacement Cost

Jobsite Complexities

3) Types Of Roofing Materials

Figure 6: Table Summarizing Cost Per Square of Residential Roof Replacement by Material in Pennsylvania

4) Roof Decking

5 ) Your Pennsylvania Location

6) Choice Of Roofing Contractor & Labor Costs

7) Roof Warranties

Choosing The Right Roofing Materials For Your Pennsylvania Home

1) Asphalt Shingles

2) Exposed Fastener Metal Roofing

3) Standing Seam Metal Roofing

4) Stone Coated Steel Roofing

5) Clay Tile Roofing

6) Slate Roofing

7) Cedar Shake Roofing

8) Rubber Roofing

9) Roll Roofing

10) Built Up Roofing (BUR)

Which Roofing Material Is Right For Me?

Tips To Save Money On Your New Roof

Expert Roofing Services from Rob's General Contracting

Conclusion

FAQ

Average Cost Of A New Roof In Pennsylvania

The average cost of a new roof in Pennsylvania ranges according to the size of the roof, the materials, the roof design, location and choice of roofing contractor amongst other relevant factors. It’s beneficial to have an accurate idea of the average cost of roof replacement in your area, but it’s important to understand that every project is different.

According to data compiled by the US Census Bureau:

The national average roof size is 1,700 square-foot or 17 SQ
The most common type of residential roofing material is asphalt shingles
Pennsylvania homeowners can expect to pay between $6.00 - $8.50 per square-foot of shingle roofing

Based on these numbers, a Pennsylvania homeowner with an average sized roof of 1,700 square-foot is likely to pay between $10,000 and $14,000 to replace their shingle roof. This coincides with estimates from the US Department of Energy indicating that the average cost to replace a shingle roof is $10,000 but can range anywhere between $8,500 to $14,300.

Note that these numbers are average estimates for a standard PA roof replacement project. If your requirements are more complex, you have a large property, or you choose premium roofing materials, the cost may be significantly higher.

The table below summarizes current US Census Data for the cost of replacing shingle roofing in Pennsylvania.

How Do Pennsylvania Roof Costs Compare To Other States?

Data from This Old House for 2025 suggests that the average cost in Pennsylvania is similar to average prices in California, Florida, Georgia, Illinois, Michigan, New York, North Carolina, Ohio, and Texas. It is important to note that average roof costs vary according to your location. Prices may be higher or lower than those in the table depending on where you live, whether in-state or out-of-state.

Nationally speaking, according to The Journal of Light Construction’s 2024 Cost Vs Value Report the average cost to replace a 3,000 square-foot asphalt shingle roof in the US is $30,680. This suggests a national average cost for replacing shingle roofing to be roughly $1,000 per SQ (or 100 square-foot), which is higher than Pennsylvania’s average shingle roofing costs of $700-$800 per SQ. For standing seam metal roofing, the figure increases to $49,928 for a 3,000 square-foot roof, which equates to an average cost of just under $1,700 per SQ.

Roof replacement and repairs represent a significant investment for home and business owners across the US. Before you spend money on your home or business premises, it’s essential to understand the costs involved. There are several key factors that influence roof replacement costs, which means the fee can range from less than $10,000 to more than $35,000. Understanding how pricing works and the elements involved in calculating costs will help you identify the best value quotes, budget for roof repairs or a new roof and choose suitable materials for your home.

Post Covid Rising Roof Material Costs

If the numbers cited here are higher than expected it’s because the cost of roofing materials have increased significantly since 2020. Sources suggest that prices rose by up to 45% between the start of the Covid pandemic and August 2023. In the last 18 months, there have been further increases, with the latest hike expected to impact costs by around 6% - 8% following January 2025. As vendors are still updating catalogs, the true increase in cost is not yet known. We’re expecting to see the full impact of this latest cost increase on roofing materials by March 2025.

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Key Factors Affecting The Cost Of A New Roof In Pennsylvania

The cost of a new roof in Pennsylvania ranges significantly. The range is substantial because it reflects a multitude of factors that impact costs. Key factors to consider include:

1. Roof Size

Roof size is measured based on its surface area, which includes all sections of the roof, accounting for its shape and pitch (slope). Roofers typically measure the roof in square-feet but discuss it in terms of roofing squares (SQ) , a standard unit in the industry.

Roofing Square:

• One roofing square (SQ) equals 100 square feet (sqft) of roof area.

• For example, a 2,000-square-foot roof is referred to as 20 roofing squares.

Measurements:

• Roofers often measure the length and width of each roof section and multiply these dimensions to calculate the total square footage.

• They also account for overhangs, dormers, and other architectural features.

Pitch Factor:

• The roof’s slope affects the actual surface area. Steeper roofs have more surface area than flat ones of the same footprint.

• Roofers use a pitch factor (based on the roof’s angle) to adjust measurements and ensure accurate material estimates.

The size of the roof is a major factor in determining the cost of a new roof in Pennsylvania. Generally, as size increases the total cost to replace the roof increases proportionately. It’s important to note, however, size isn’t the only consideration. Comparing the cost of replacing a larger roof to a smaller one doesn’t always mean the larger roof will be more expensive. Other key factors, such as the quality and durability of materials and the complexity of the project, also play a significant role in determining the overall cost.

On the other hand, as the size of a roofing project increases, the cost per roofing square (SQ) for materials and labor often decreases , similar to the concept of buying in bulk. This is because bigger roofs enable the crew to work more continuously, reducing the time spent on setup, cleanup, and transitions between jobsites. Essentially, overhead costs, like transportation and equipment setup, are distributed across more squares, lowering the per-square labor expense. Moreover, some costs, like the rental of a dumpster container, remain the same regardless of roof size (to an extent). For example, the cost to dispose of old roofing materials is often similar for a 10-square roof and a 20-square roof, which makes the per-square disposal cost lower on larger projects.

In summary, roof size and total replacement cost are positively correlated—larger roofs typically result in higher overall replacement costs. However, there is often an inverse correlation between roof size and the average cost per square (SQ). In practical terms, this means that if your shingle roof is larger than your neighbor’s, you’ll likely pay more in total for your replacement, but your cost per square may be lower than what your neighbor would pay per square for their smaller roof.

Measuring your roof’s square footage and researching the roof replacement costs of nearby neighbors can provide valuable insights into the overall expense.

2. Roof And Jobsite Complexity

Complexity is a key factor influencing the cost of a new roof in Pennsylvania, encompassing both the roof design and job site conditions.

The more intricate and detailed the roof design, the higher the cost. Complex installations often require specialized skills, increasing labor costs, and may take longer to complete, further adding to the total expense. Additionally, certain structural complexities can raise material requirements, increasing material costs. In some cases, premium materials may be recommended to address specific challenges, further impacting the quote. For example, skylights and chimneys can significantly impact the cost of a roof replacement. These features require extra labor to integrate seamlessly into the new roofing system and demand additional materials to ensure proper sealing and functionality.

The Impact Of Roof Pitch On Costs

One major roof complexity that directly affects replacement costs is roof pitch , or the steepness of the roof’s slope. Roof pitch is typically expressed as a ratio, such as 6:12, meaning the roof rises 6 inches for every 12 inches of horizontal run. Steeper roofs are generally more expensive to replace due to the added challenges they present.

As the pitch increases:

• The surface area of the roof becomes larger, requiring more materials.

• Labor becomes more demanding and hazardous, as steeper slopes are more difficult to work on safely.

For very steep roofs, crews often need to install special jacks and planks , which act as safety platforms, enabling workers to move about the roof without slipping. These additional safety measures not only extend the time required to complete the job but also increase labor costs.

The Impact Of Roof Hips On Cost

A roof hip is the external angle or ridge formed where two sloping roof planes meet. Unlike valleys, which are internal intersections, hips are found on the outer edges of a roof. They typically run diagonally from the corners of the roof to the ridge at the top, forming a “sloped edge”.

Roofs with more hips tend to have higher replacement costs due to the increased complexity they bring to a project. The design of a hip roof requires additional materials, such as ridge caps, and the way hips divide the roof into multiple sections creates more waste material. This happens because the cuts needed for fitting materials along the hips often result in leftover pieces that cannot be reused elsewhere.

The added labor involved in properly cutting and fitting materials along the hips also contributes to the cost. These areas demand precision and extra time to ensure a watertight seal, particularly as hips are critical points for potential leaks. Moreover, the intersecting roof planes in a hip design often require structural reinforcements, which further adds to the material and labor costs.

The slopes and angles of a hip roof can also make the installation process more challenging and time-consuming, especially on steeper roofs, increasing both the labor demand and safety considerations. Taken together, these factors—higher material usage, increased waste, added labor demands, and structural complexities—all contribute to the higher overall cost of replacing a roof with more hips.

Jobsite Complexities

Job site conditions further impact costs. For example, if your building is surrounded by adjacent structures that limit rooftop access, or if the nearest location for a dumpster is 100 yards away through a narrow alley, these challenges add to the labor demands. Extra time and effort required to navigate such obstacles drive up labor costs, making job site complexities an essential consideration in pricing.

By understanding how roof and site complexities influence costs , homeowners can better anticipate pricing variations and appreciate the skill and effort required for complex roof replacements.

3. Types Of Roofing Materials

The type of roofing material you choose for your new roof will have a big impact on the price you pay. Some materials are more expensive than others and some are more difficult to install, which also increases costs. It’s wise to weigh up the pros and cons of different roofing materials before you decide which option to choose.

Materials with a higher initial outlay may be less appealing if you’re on a tighter budget, but there are often opportunities to save money or add value in the long term. It’s helpful to calculate short and long-term costs and potential savings to help you decide which material will work best for your home. If you plan to stay at the property for many years, for example, you may want to invest in the most durable and aesthetically pleasing materials, which cost more. If low costs are a priority, it makes sense to opt for the least expensive materials.

The table below highlights different roofing materials and their expected cost per SQ in Pennsylvania for 2025. Note that steep-slope roofing materials are grouped toward the top while low-slope (or "flat") roofing materials are grouped on the lower half.

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4. Roof Decking

Roof decking, the structural layer beneath your roofing materials, plays a crucial role in the overall cost of a roof replacement. It provides the foundation for shingles, metal panels, or other materials, and its condition directly impacts the durability and longevity of your roof.

If your existing roof decking is in good condition, the replacement cost may remain straightforward , as the new roofing can be installed without significant preparation. However, damaged, deteriorated, or spaced decking must be repaired or replaced to ensure the structural integrity of the roof. This additional work can significantly increase labor and material costs.

The type of decking material also influences costs. CDX Plywood and OSB (oriented strand board) are the most common and cost-effective options , but specialty materials, like tongue-and-groove planks, or thicker decking required for certain roofing systems can raise expenses. Additionally, code upgrades or reinforcement may be needed for homes in areas with specific wind, snow, or fire-resistance requirements.

Addressing roof decking issues is non-negotiable during a replacement project. A solid, properly installed deck ensures your roof performs as intended and avoids costly problems down the road. Investing in quality decking during a roof replacement is essential for long-term value and peace of mind.

5. Your Pennsylvania Location

Pennsylvania is a state that boasts a diverse range of properties located within a broad spectrum of sites, ranging from cosmopolitan cities and green suburbs to remote rural communities. The price of replacing or repairing your roof will vary, according to where you live in Pennsylvania. If you live in the heart of a bustling, modern city like Philadelphia , for example, you may find that labor costs are significantly higher than in rural areas due to the demand for skilled roofers.

In some Pennsylvania cities, performing work as a contractor requires obtaining a city-specific contractor license, which can add to roofing costs. For instance, in Scranton, contractors must secure a Scranton City Contractor License by paying fees, submitting documentation, providing references, and passing an exam annually.

Your location can also significantly influence the cost of a new roof, particularly if your home is in a historical district . Homes with “historical building” designation must comply with strict guidelines established by either a Homeowner’s Association (HOA) or the municipality’s historical district office . These rules often limit changes to a building’s exterior components which includes the type of roofing materials. As an example, if your historical home has a cedar shake roof that needs replacement, regulations will likely require you to use the same cedar shake material, one of the most expensive roofing options. In such cases, less costly alternatives like asphalt shingles would not be permitted, potentially leading to higher expenses for your roof replacement. Compliance with these preservation standards ensures the historical character of the property is maintained but can significantly impact the overall project cost.

Other location-based factors such as property accessibility, local building codes and the availability of specific roofing materials can also affect the cost to replace your roof. Learning more about the importance of your location within Pennsylvania can help you estimate roof replacement costs more accurately based on where you live.

6. Choice of Roofing Contractor & Labor Costs

The cost of a new roof in Pennsylvania depends heavily on labor costs and the contractor you choose to carry out the work on your home. Experienced roofers may charge more than novices and in most cases, you pay a premium for first-class craftsmanship. To find the best value quote, it’s beneficial to contact multiple contractors to get quotes for your new roof. This will enable you to compare prices and services and get a better idea of what different contractors offer.

It’s wise to prioritize value for money over costs when comparing quotes from roofing companies. If you can afford to pay for the finest materials and the most experienced contractors, for example, there’s a higher chance of achieving the best quality finish, which will save you money in the long term. This is particularly beneficial if you’re keen to add value to your Pennsylvania home or you plan to stay at the same property for several years.

7. Roof Warranties

Deciding whether to include a roof warranty in your replacement project can significantly impact the overall cost. Roof warranties come in two main types: manufacturer warranties, which cover defects in the roofing materials, and workmanship guarantees, which cover installation errors.

Opting for a warranty often increases the upfront cost of a new roof but provides long-term value and peace of mind. For example, premium manufacturer warranties, such as those offering lifetime coverage, may require using certified contractors and specific materials, which can elevate costs. However, these warranties often include additional benefits like enhanced material performance and coverage for labor in case of defects.

At Rob’s General Contracting, we take pride in being GAF Certified Residential Roofing Contractors and prodigious advocates of the GAF Lifetime Roofing System . When homeowners need a shingle roof replacement, we typically provide 2–3 estimates to ensure they have options. One of these estimates always features the GAF Lifetime Roofing System, which includes an enhanced lifetime warranty for comprehensive peace of mind. Another estimate presents a more basic option without a uniform roofing system or warranty.

While the GAF Lifetime Roofing System estimate is usually higher in cost , we strongly recommend it for its superior quality, durability, and long-term value. Most of our customers recognize the exceptional benefits of investing in this system and choose it to protect their homes.

Workmanship guarantees can also influence costs , as contractors who offer extended or guaranteed workmanship often have higher pricing to reflect their expertise and commitment to quality. These warranties protect against issues like improper installation, which can save you from costly repairs down the road.

With over 30+ years of experience as a family-owned roofing company, we confidently stand behind our work - which is why we offer a "Rob's GC 10-Year Workmanship Guarantee" on ALL roof replacement projects at no extra cost.

If you're on a tight budget, choosing not to include a warranty may reduce your initial costs when getting a new roof for your home. That being said, doing so places you at a greater risk of paying more costs later. Without a warranty, you’ll bear the full cost of any future repairs or replacements caused by material failure or installation errors.

Ultimately, investing in a roof warranty can raise your upfront costs but offers valuable protection, ensuring your roof’s durability and minimizing unexpected expenses in the long term. It’s essential to weigh the added cost against the potential risks and benefits when planning your roofing project.

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Choosing The Right Roofing Materials For Your Home

Choosing roofing materials for your Pennsylvania home impacts the cost of roof replacement and repairs, but there are many other factors to consider, including aesthetics and durability. It’s beneficial to research roofing materials, learn more about the different options and get expert advice to help you decide which materials are best suited to your project.

Here is some useful information about the most popular materials for new roofs in Pennsylvania:

1. Shingles

From $650 / SQ

Asphalt shingles are one of the most popular choices due to their affordability and availability.

Pros:

More affordable than other materials
Easy to access
Simple installation
Versatile: Suitable for most projects
Good fire resistance
Enhanced Lifetime Warranties Available

Cons:

Shorter lifespan than other materials (around 30 years)
May be less aesthetically pleasing depending on personal tastes
Can be stained by blue/green algae
Somewhat Prone to Wind & Hail Damage

2. Exposed Fastener Metal Roofing

From $800 / SQ

Ribbed Panel Metal roofing (aka “Corrugated Metal”) is an exposed fastener system that is popular due to its longevity and impressive durability. Pros and cons include:

Pros:

Impressive Durability & Energy-efficiency
Potentially Longer Lifespan (over 50 years)
Less Prone to Wind & Hail DamageSimple installation
Can be installed directly overtop shingles *under the right circumstances*
Modern Appearance
Color & Finish Warranties Available

Cons:

High initial outlay: The cost of metal roofing is significantly higher than other options, such as asphalt shingles
Less affordable: The outlay means that metal roofing is less affordable for Pennsylvania homeowners
Fastener Replacement & Maintenance Needed Every 10-15 Years
System/Manufacturer Warranties Unavailable

Want to find out if your roof is a good candidate for metal roofing installed overtop?

3. Standing Seam Metal Roofing

From $1600 / SQ

Originally designed for commercial settings, standing seam metal roofing has taken hold in the residential marketplace and is rising in popularity amongst new construction houses as well as re-roofing applications. As a concealed fastener system, standing seam metal roofs boast practically impenetrable protection from the elements, superior durability and - without a screw head in sight - standing seam roofing pulls it all together under a sleek appearance that is simply remarkable.

Pros:

Longevity: Standing Seam Roofs May Last 70+ Years
Long-term Value For Money
Extremely Unlikely to be Damaged by Wind or Hail
Can Help Save on Homeowners Insurance Costs
Enhanced Lifetime System/Manufacturer Warranties Available
Color/Finish Warranties Available
No Exposed Fasteners; Does Not Depend on a Neoprene Washer for Watertight Seal
No Fastener Maintenance Needed

Cons:

High material and labor costs make standing seam metal roofing significantly more expensive than other options
Roof Penetrations, such as skylights & chimneys, as well as other roofing accessories such as snow/ice bars also come with higher costs on a standing seam metal roof

4. Stone Coated Steel Roofing

From $1500 / SQ

Stone-coated steel roofing combines the strength of steel with the elegance of traditional materials like shingles and tiles. Offering top ratings for hail, wind, and fire resistance, these lightweight yet durable roofs withstand extreme weather and are designed to last a lifetime.

Some innovative systems like Tilcor’s CF Shingle are engineered to install directly over existing shingles, eliminating tear-offs to save time and costs. With a concealed fastening system and lifetime warranty , it provides superior performance, aesthetics, and peace of mind.

For unmatched durability, curb appeal, and long-term value, stone-coated steel roofing is a premium choice.

Pros:

Long-term Value For Money
Longevity: Stone Coated Steel Roofs Typically Last 40-70 Years
Extremely Unlikely to be Damaged by Wind or Hail
Can Help Save on Homeowners Insurance Costs
Enhanced Lifetime System/Manufacturer Warranties Available
Concealed Fastener System
No Fastener Maintenance Needed
A Variety of Aesthetically Pleasing Finishes Available including Spanish or Mediterranean Clay Tile, Wood Shake Shingle & Architectural Shingle Styles
Some Systems Designed to be Installed Directly Overtop Shingle Roofs - Can Help Save on Labor and Disposal Costs

Cons:

High material and labor costs make stone coated steel roofing significantly more expensive than other options
Roof Penetrations, such as skylights & chimneys, as well as other roofing accessories such as snow/ice bars also come with higher costs on a stone coated steel roof

5. Clay Tile Roofing

From $1400 / SQ

Clay tile roofing offers timeless beauty, durability, and a distinctive Mediterranean-inspired style. Available in various shapes and colors, it complements many architectural designs. With a lifespan of 50–100 years, clay tiles resist fire, rot, and insects, while their natural thermal properties improve energy efficiency by regulating indoor temperatures.

Though heavier than other materials, modern support systems easily accommodate their weight. Ideal for hot climates, clay tiles maintain their vibrant appearance over time, making them a long-lasting and low-maintenance choice.

Pros:

Durability: Lasts 50–100 years with proper maintenance.
Fire Resistance: Non-combustible and provides excellent fire protection.
Weather Resistance: Handles extreme weather, including high winds, heat, and UV exposure.
Energy Efficiency: Helps regulate indoor temperatures, reducing energy costs.
Aesthetic Appeal: Timeless beauty with various styles, shapes, and colors.
Low Maintenance: Resistant to rot, insects, and mildew.
Eco-Friendly: Made from natural, recyclable materials.

Cons:

Weight: Heavy tiles may require additional structural support.
Cost: Higher initial investment compared to other materials.
Fragility: Individual tiles can crack or break under heavy impact.
Complex Installation: Requires skilled professionals, increasing labor costs.
Climate Suitability: Best for hot, dry climates; may struggle in freeze-thaw cycles.
Limited Retrofit Options: Older roofs may need upgrades to support tile weight.

6. Slate Roofing

From $1500 - $2100 / SQ

Slate roofing is renowned for its beauty and durability, often lasting over a century, but traditional slate is heavy, costly, and labor-intensive. Modern imitation slate, like products from DaVinci Roofscapes and EcoStar Roofing , offers the same classic look with lightweight, high-performance materials at a more affordable price.

Made from engineered polymers or recycled materials, imitation slate is durable, eco-friendly, and easier to install and maintain. Available in various colors and styles, it enhances curb appeal while resisting impact, wind, and fire. With options like lifetime warranties, imitation slate is a practical, cost-effective alternative to natural slate.

Pros:

Aesthetic Appeal: Replicates the classic, elegant look of natural slate.
Lightweight: Much lighter than natural slate, often eliminating the need for structural reinforcement.
Durability: Highly resistant to impact, wind, and fire, with many products offering lifetime warranties.
Eco-Friendly: Made from recycled or sustainable materials, reducing environmental impact.
Customizable: Available in a wide range of colors and styles to suit various architectural designs.
Ease of Installation: Easier and faster to install than traditional slate, reducing labor costs.
Low Maintenance: Requires minimal upkeep compared to natural slate.
Lifespan: Imitation slate may not last as long as high-quality natural slate (100+ years) but imitation roof systems typically last 40-80 years

Cons:

Initial Cost: Far more expensive than asphalt shingles or other common roofing materials.
Availability: Limited options for certain styles or manufacturers in specific regions.
Very Expensive to Repair if damaged

7. Cedar Shake Roofing

From $1600 / SQ

Cedar shake roofing combines natural beauty with exceptional performance. Its unique textures and tones weather gracefully over time, adding charm to any home. Durable and long-lasting, cedar shakes can withstand harsh weather for 30–50 years with proper care. Their natural insulating properties help regulate indoor temperatures, reducing energy costs, while cedar’s oils provide resistance to rot, decay, and insects.

Sustainably sourced and impact-resistant, cedar shakes offer a timeless, eco-friendly roofing option that balances style and functionality.

Pros:

Natural Beauty: Offers a timeless, rustic aesthetic that enhances curb appeal.
Durability: With proper care, cedar shakes can last 30–50 years.
Energy Efficiency: Provides natural insulation, reducing heating and cooling costs.
Weather Resistance: Can withstand harsh weather, including wind, rain, and snow.
Impact Resistance: Flexible material resists damage from hail and debris.
Sustainability: Made from renewable resources, often from sustainably managed forests.
Rot and Insect Resistance: Natural oils in cedar help protect against decay and pests.

Cons:

Cost: More expensive upfront compared to asphalt shingles or other materials.
Fire Risk: Cedar shakes are more flammable unless treated or lined with fire retardants.
Weathering: May fade or darken over time depending on exposure to sunlight and moisture.
Installation Complexity: Requires skilled labor, increasing installation costs.
Not Ideal for All Climates: Performs best in moderate climates; excessive moisture can lead to quicker deterioration.
Limited Availability: High-quality cedar shakes may not be readily available in all regions.

8. Rubber Roofing (EPDM)

From $1300 / SQ

Rubber roofing , commonly made from EPDM (Ethylene Propylene Diene Monomer), is a highly durable and versatile option, especially for flat and low-slope roofs. Known for its flexibility, rubber roofing resists cracking, shrinking, and weathering, making it ideal for areas with extreme temperatures or harsh weather conditions.

One of the key advantages of rubber roofing is its seamless water resistance, effectively preventing leaks and moisture damage. It excels at covering complex roof sections with many nooks, crannies, or penetrations, providing reliable protection in hard-to-reach areas. Additionally, rubber roofing is eco-friendly, often made from recycled materials, and offers energy efficiency to help reduce heating and cooling costs

Pros:

Weather-resistant
Durability and longevity: Rubber roofing can last up to 50 years
Energy-efficient: rubber roofing systems contain a mechanically attached insulation layer below the membrane which adds R-Value to the top of your home
Elastomeric & Silicone Roof Coating Systems can be installed to further extend the life of rubber roofs but at a fraction of the cost

Cons:

Higher initial outlay than other low-slope roofing materials

9. Roll Roofing

From $900 / SQ

Roll roofing is a cost-effective and practical option for low-slope or flat roofs, ideal for sheds, garages, and outbuildings. Its affordability and simple installation make it perfect for budget-friendly projects, reducing material and labor costs.

While not as durable as premium materials, roll roofing provides reliable weather protection for short- to medium-term use. Its flexibility allows it to conform to unique roof shapes, offering a secure barrier. For quick and economical roofing needs, roll roofing is an efficient and functional solution.

Pros:
• Affordable: One of the most cost-effective roofing materials available.

• Easy Installation: Quick and simple to install, reducing labor costs.

• Lightweight: Minimal stress on roof structures, ideal for smaller buildings.

• Flexible: Can conform to unique roof shapes, especially on low-slope roofs.

• Weather Protection: Provides reliable short- to medium-term protection against water and weather.

• Ideal for Small Projects: Perfect for sheds, garages, back porch roofs and temporary structures.

Cons:

• Limited Durability: Shorter lifespan compared to premium roofing materials.

• Aesthetic Limitations: Offers a basic, utilitarian appearance.

• Not Suitable for Steep Slopes: Designed specifically for flat or low-slope roofs.

• Less Resilient: Prone to tearing and damage from extreme weather or impacts.

• Maintenance Requirements: May need more frequent repairs and upkeep.

• Lower Resale Value: Not ideal for homes where curb appeal or long-term value is a priority.

10. Built Up Roofing (BUR)

From $1200 / SQ

Built-up roofing (BUR) is a durable and time-tested option for flat and low-slope roofs, commonly used on commercial buildings but also suitable for residential applications. It is constructed by layering alternating sheets of bitumen (asphalt or tar) and reinforcing fabrics, topped with gravel or a reflective coating. Built-up roofing combines durability, energy efficiency, and low maintenance, making it an ideal choice for those seeking reliable and long-lasting protection for flat or low-slope roofs. This multi-layered system provides several key benefits:

Pros:

Durability: Withstands harsh weather, UV rays, and water infiltration.
Seamless Protection: Creates a continuous, watertight barrier to minimize leaks.
Longevity: Can last 20–30 years or more with proper maintenance.
Low Maintenance: Resists damage from foot traffic and debris, requiring minimal upkeep.
Energy Efficiency: Gravel or reflective coatings help regulate roof temperature and improve energy efficiency.
Customizable: Can be tailored with fire-resistant or reflective top layers to meet specific needs.
Proven Performance: Time-tested system with a long history of reliability.

Cons:

Installation Time: Requires multiple layers, making the process longer than some other systems.
Weight: Heavier than many other roofing options, which may require additional structural support.
Initial Cost: Higher upfront costs due to labor-intensive installation.
Limited Slope Use: Not suitable for steep-sloped roofs; designed for flat or low-slope applications.
Odor During Installation: Bitumen materials can produce strong odors during application.
Weather Sensitivity During Installation: Requires dry conditions and specific temperatures for proper installation.

Which Roofing Material Is Right For Me?

There is no universal answer to the question, ‘Which is the best roofing material?’ as every property is different and homeowners have varied requirements and preferences. To help you decide which material is best for your home, it’s beneficial to explore all the options, compare the pros and cons, get quotes and seek expert advice. Experienced, reputable roofing contractors will be able to offer tailored advice and recommendations based on your roof, the type of repairs or installation required, your budget, and your priorities.

When you compare roofing materials, consider all the factors, including short and long-term costs, durability, aesthetics and ease of installation. You can then consider the advantages and disadvantages and relate them back to your property and your preferences. Some homeowners, for example, may want to choose the least expensive materials because they plan to move or they’re on a tight budget. Others may want to prioritize longevity or aesthetics, which may mean spending more on materials. In other cases, experts may recommend specific materials due to the nature, size or complexity of the replacement.

If you have any questions about roofing materials, it’s an excellent idea to seek professional advice. This will give you clarity and help you narrow down the options.

Tips To Save Money On Your New Roof

Every homeowner wants to get the best possible deal on home repairs. To help you save money on your new roof, here are some top tips:

1) Take action early: It’s often much more cost-effective to tackle minor repairs than to leave your roof to deteriorate.

2) Consider scheduling work late-season: Labor costs peak during the warmer months when the demand for roofing contractors increases. If you can, schedule work at the end of fall/start of winter to reduce costs.

3) Investigate financing options: In some cases, customers can benefit from financing options, which help to spread the cost of a new roof, making it more affordable. Ask your contractor about finance plans before you commit. It’s important to make sure you can afford the repayment costs before you sign any agreements.

4) Check your insurance: Before you invest money in roof replacement, check your insurance. You may be covered if your home was damaged as a result of a storm , for example.

5) Compare several quotes: It’s always a good idea to get several quotes from reputable, highly rated contractors.

Expert Roof Repair & Roof Replacement Services From Rob's GC

Rob’s General Contracting specializes in roof repairs, new roofs in Pennsylvania and storm damage restoration, providing expert roofing services for customers in Central Pennsylvania. Established over 30 years ago - originally "Rob's Roofing" -Rob’s GC is a leading name in roofing, siding, gutter installation and storm repairs.

If you need help or advice about roof replacement or roof repairs in Pennsylvania, or you have questions about the cost of a new roof, our experienced, professional team is on hand to help.

At Rob's General Contracting we've been building roofing expertise since 1992 - Originally Rob's Roofing

What sets us apart?

At Rob’s GC, we are experts at roof repairs and storm damage remediation, but what sets us apart is our commitment to delivering excellent customer service.

We approach each job with energy and enthusiasm, working efficiently and diligently to complete each task with precision, detail and finesse, but we also strive to ensure every customer enjoys an outstanding experience. It’s critical to us that our clients would feel comfortable recommending our business to their nearest and dearest. We are proud to have an excellent reputation across Central and Northeastern Pennsylvania

Over 30 years of hands-on experience
Certified Roofing & Siding Experts, delivering first-class craftsmanship and offering Lifetime Warranties
Flexible payment options
Approachable team
Customer-centered focus
Competitive, transparent pricing
High-quality results that will add value to any Pennsylvania home or business

Conclusion

The cost of a new roof in Pennsylvania varies, according to key factors, such as the size of the roof, the roof design, the materials you choose, and where you live. Typically, homeowners in PA can expect to pay between $10,000 and $30,000 for roof replacement, but this figure may be significantly higher, depending on the size of your roof, the complexity of the project and the type of roofing materials you choose. Data shows that average prices for asphalt shingle roof replacement reached over $1,000/SQ in the US in 2024; meanwhile it is suggested that shingle roof replacement costs in Pennsylvania come in around $750/SQ on average. To get an accurate idea of average roof costs, it’s beneficial to compare multiple quotes from experienced, reputable roofing contractors.

Frequently Asked Questions (FAQ)

How much does a new roof cost in Pennsylvania?

The average roof cost in Pennsylvania can vary hugely from less than $10,000 for some projects to more than $35,000. The total cost of roof replacement will depend on several factors, including the size and shape of your roof, the complexity of the roof design, the materials you choose, labor costs, and your location within the state. Asphalt Shingles are the most common type of residential roofing material and the average cost to replace a shingle roof in Pennsylvania is estimated to be around $10,000.

Which factors affect the cost of roof replacement in PA?

The main factors that affect the cost of roof replacement in Pennsylvania include the size of the roof, the cost and availability of the materials you use, the expertise and experience of your contractor, your location (prices tend to be higher in big cities) and the scope of the quote.

Which roofing materials are best?

There are pros and cons to using every type of roofing material. Slate, metal and tiles are popular due to their durability and aesthetic appeal while asphalt shingles are an affordable choice. It’s beneficial to weigh up the pros and cons, compare prices and consider the requirements of your project before you decide. It’s also wise to seek professional advice from reputable roofing contractors to get tailored recommendations and quotes.

How can I ensure the best results when replacing my roof?

The best way to guarantee impressive results when replacing your roof is to choose an experienced, professional, reputable roofing contractor. Research roofing companies on social media, read verified reviews and ask people you know for recommendations. Always select companies or contractors that are licensed and insured and be sure to ask if they offer any roof warranties.

What is the most expensive roofing material?

Slate is widely regarded as the most expensive roofing material. Natural slate tiles are crafted from stone, offering unmatched durability and a lifespan of over 100 years. Their luxurious appearance and exceptional longevity come at a high cost, with prices often exceeding $20 per square foot for materials alone, plus additional costs for specialized installation. That being said, it's more practical now to install imitation slate roofing - which is less expensive compared to real slate.

Other premium options like Terra Cotta Tiles, Cedar Shakes, and high-end metal roofing systems such as standing seam or stone coated steel can be just as costly.

What are the different types of asphalt shingles?
There are three main types of asphalt shingles, each offering distinct advantages:

3-Tab Shingles: These are the most basic and affordable option, featuring a flat, uniform appearance with evenly spaced tabs. They’re lightweight and suitable for budget-conscious projects but have a shorter lifespan (typically 20–30 years) compared to other types.
Architectural (Dimensional) Shingles: These are thicker and more durable than 3-tab shingles, with a layered, dimensional appearance that mimics the look of wood or slate. They offer improved wind and weather resistance, lasting 30–50 years, and are the most popular choice for residential roofing.
Designer/Luxury Shingles: These are the highest-quality asphalt shingles, designed to replicate the appearance of premium materials like slate or cedar shakes. They’re heavier, more durable, and provide exceptional curb appeal and weather protection, though they come at a higher cost.

Each type of asphalt shingle offers different benefits, allowing homeowners to choose based on their budget, aesthetic preferences, and durability needs.

What are some examples of designer or luxury shingles?

There are 3 different Lifetime Designer Shingles available in Pennsylvania from GAF:

Camelot II

Camelot® II Shingles complete a home with their classic artisan-crafted, slate-like appearance; plus they are specially colored with a custom palette that conjures the romance of European architecture.

Woodland

Woodland ^® Shingles give the stylish look of hand-cut European shingles with 21st century style - and at only a fraction of the cost of traditional slate or wood shakes

Slateline
Slateline® Asphalt Shingles feature bold shadow lines and tapered cut-outs to create the appearance of slate at only a fraction of the cost of traditional slate.

When is the best time of year to get a new roof installed?

The best time to install a new roof is often in late fall. During this time, temperatures are cool but not freezing, which is ideal for roofing materials and adhesives to set properly. Additionally, late fall weather typically features fewer storms compared to earlier in the season, making conditions more predictable for roofing projects.

Roofing contractors may also have greater availability in late fall as the peak busy season of summer and early fall winds down. This can make it easier to schedule your project and may even result in more competitive pricing . While roofing can be done year-round, late fall often offers the perfect balance of favorable weather and contractor availability for a high-quality, efficient installation.

Should I consider lifespan when choosing a new roofing material for my home?
The lifespan of a roofing material is a key factor in determining the long-term value and durability of your investment. Choosing a roofing material with a longer lifespan means fewer replacements over the years, saving you money on future labor and materials.

A longer-lasting roof can also increase your home’s value and provide peace of mind, especially if you plan to stay in your home for many years or want to leave a reliable roof for the next owner. Additionally, durable materials like slate, metal, or tile often require less maintenance, further reducing costs over time.

While materials with shorter lifespans, like asphalt shingles, may have a lower upfront cost, they’ll likely need replacement sooner, potentially costing more in the long run. Considering the lifespan of a roofing material ensures you make a choice that balances your budget, future needs, and the overall durability of your home’s roof.

How long will it take to replace my roof?
In most cases, a day.

Can we put a new roof in during winter?
Yes, you can get a new roof installed during winter! While winter roofing presents some challenges, experienced contractors are equipped to handle cold-weather installations effectively. Asphalt shingles, for example, can still be installed, but care must be taken to ensure proper sealing, as adhesives may take longer to set in colder temperatures.

Winter roofing projects often come with benefits, such as greater contractor availability and potentially quicker scheduling, as it’s typically a less busy time of year for roofing companies. However, extreme conditions like heavy snow or ice may cause temporary delays.

If you need a roof replacement in winter, working with a skilled roofing contractor ensures a safe and successful installation despite the colder weather.

Common Myths About Filing a Homeowners Insurance Claim for Storm Damage and Roofing Repairs

Tue, 24 Dec 2024 13:00:00 GMT

Common Myths About Filing a Claim for Storm Damaged Roofing

Storms can wreak havoc on your home , particularly your roof, which is often the first line of defense against the elements. Yet, many homeowners hesitate to file a claim for storm damage due to misconceptions that can lead to costly mistakes. Understanding the truth behind these myths will help you navigate the claims process with confidence and protect your investment.

Myth 1: “Your insurance automatically covers any kind of roof damage” 

One widespread myth is that your insurance automatically covers any roof damage. While most homeowners insurance policies cover damage caused by events like hail, wind, or falling debris, they often exclude damage resulting from wear and tear, neglect, or pre-existing conditions . For instance, if trees on your property are left unchecked and overhang your roof, their branches can repeatedly scrape against the roof’s edges, damaging shingles along the rake. Additionally, foliage resting against your roof can trap moisture, accelerating the aging and deterioration of roofing materials. In such cases, even if a wind/hailstorm occurs, an insurance adjuster might determine that the majority of the roof’s condition and damage stems from lack of maintenance rather than the storm itself. Ultimately, they may conclude that the damage fails to meet the policy’s criteria for storm-related coverage and your claim would be denied.

The critical takeaway for homeowners is understanding the distinction between covered losses , which fall under the scope of the insurance policy, and non-covered losses , which do not. Regular roof maintenance and prompt attention to potential issues can help ensure that storm damage is clearly identifiable and qualifies for coverage when it matters most. In other words, don’t put your insurance adjuster in a position where they have to split hairs between poor upkeep or existing conditions and damages caused by a storm. Proper maintenance makes it easier for the adjuster to attribute damage to the storm, streamlining the claims process and ensuring you receive the coverage you’re entitled to.

Myth 2: “Small or minor damage isn’t worth filing a claim for”

Another common misconception is that small or minor damage isn’t worth filing a claim for. Homeowners often assume that small issues, like a few missing shingles, are inconsequential. However, even minor roof damage can escalate into more severe problems, such as leaks and water damage, if left unrepaired. At first glance, a few missing shingles might not seem worth filing an insurance claim for. Many homeowners assume it’s a minor, inexpensive repair that can be handled quickly without involving their insurer. However, homeowners might want to reconsider because, in truth, the structure and functionality of a shingle roof system make this seemingly small issue more complex than it appears.

Shingles are designed to work as a unified system, overlapping and interlocking to create a watertight barrier that protects your home from the elements. This interconnected design can be likened to the Spartan phalanx—a formation where soldiers’ shields overlap to provide mutual protection. Just as removing one soldier from the formation weakens the defense and exposes others to attack, missing shingles compromise the entire roofing system, leaving underlying layers vulnerable to moisture, wind, and other damaging elements. Over time, this can lead to leaks, rot, and more extensive structural damage.

The order in which shingles are installed and their interlocking nature also contribute to why attempting to repair individual missing field shingles isn’t always effective . Properly hand-nailing a replacement shingle requires manipulating the shingles around it, which can inadvertently damage the surrounding shingles. The overlapping and interlocking design means that disturbing one part of the system can create weak points elsewhere, compromising the roof’s overall integrity. Essentially, in trying to replace one or two shingles, you risk causing additional damage to adjacent shingles and reducing the roof’s ability to perform as a cohesive system.

A final consideration homeowners need to consider is that this type of repair work is not something that contractors can reliably guarantee or provide a warranty for. Due to the delicate and disruptive nature of replacing individual shingles, there’s no assurance that the repair will hold up over time or that the roof’s performance will remain unaffected. Additionally, if a roof warranty was in place before such repairs were performed, attempting to replace individual shingles almost certainly voids that warranty. Most roofing warranties require repairs and replacements to follow strict manufacturer guidelines, and piecemeal fixes don’t meet these standards. There are countless other reasons why the belief that “filing a claim for minor roof damage isn’t worth it” is a myth. While we won’t explore them all here, it’s important to recognize that this misconception can lead to significant, avoidable risks.

All things considered, filing a claim for missing shingles ensures that repairs are done properly and that the entire roofing system is restored to its original, cohesive state. This approach not only protects the integrity of your roof but also preserves any warranties and long-term coverage you might have in place, preventing minor issues from escalating into major problems.

Myth 3: “Filing an insurance claim for storm damage will cause your premiums to skyrocket”

A particularly harmful myth is the belief that filing a claim for storm damage will cause your premiums to skyrocket. In reality, storm damage is considered an “act of God,” meaning it is caused by natural events entirely outside of human control. Insurers cannot increase premiums for an individual homeowner due to such claims . However, it’s important to understand that insurers can adjust premiums on a broader scale. For instance, after a major hailstorm with widespread property damage across a specific city or town, insurance carriers may raise premiums for an entire zip code or region to reflect the increased risk. This is because severe weather events often lead to higher claims volumes, which insurers account for when setting rates in affected areas. While this regional adjustment might affect your premiums, it is not tied directly to your individual claim.

Many homeowners mistakenly believe they must wait for visible, catastrophic damage—like a hole in the roof—to file a claim. In truth, storm damage is not always immediately apparent. Issues such as granule loss, small cracks, or weakened shingles might go unnoticed without a professional inspection. These seemingly minor problems can compromise your roof’s integrity over time, making it essential to have your roof inspected after a significant storm. Catching and addressing these issues early can prevent further damage and strengthen your claim.

Final Thoughts

When it comes to determining whether you should file a claim or if you need assistance with an open claim, it is in your best interest to contact a storm damage restoration contractor .

Rob's General Contracting , still known to many as Rob's Roofing , is a trusted name in storm damage restoration and serves homeowners across central and northeast Pennsylvania.
With extensive experience in storm damage repair, Rob's General Contracting can assess your roof and property to determine if the damage warrants filing a claim.
Our team specializes in documenting damage and working directly with insurance adjusters to ensure your claim accurately reflects the necessary repairs.
If you already have an open claim, we can provide high-quality repair services to restore your home to its original condition.

As for one final “honorable mention” amongst myths we’d like to debunk today - some homeowners assume they have no say in who repairs their roof after filing a claim. While insurance companies may suggest contractors, you have the right to choose a qualified, licensed roofer or restoration contractor you trust.

Working with a reputable company like Rob's General Contracting ensures the repairs are completed to the highest standards, giving you peace of mind and protecting your home for years to come. Moreover, a contractor who’s experienced in navigating the homeowners insurance claims process and performing storm damage repairs can ensure that your claim’s scope of work fully accounts for all necessary repairs. This level of thoroughness is crucial and, though it may sound surprising, not all essential items are guaranteed to be included at the outset of a claim!

Understanding the realities of filing a homeowners insurance claim for storm damage can save you time, money, and stress. Don’t let misconceptions stop you from protecting your home. Act promptly after a storm, consult professionals like Rob's General Contracting when needed, and stay informed about your rights and coverage to safeguard your most valuable asset.

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Can a Metal Roof Be Installed on a Flat Roof?

1. Lapped, Non-Soldered Seam Metal Roofs Without Applied Lap Sealant

2. Lapped, Non-Soldered Seam Metal Roofs With Applied Lap Sealant

3. Standing Seam Metal Roof Systems

1. Compact Retrofit System

2. Frame-Up Retrofit System

Can Metal Roofing Be Installed On A Flat Roof?

Roof Pitch on “Flat” Roofs: Low-slope Roofing

How to Determine Roof Pitch on Your Home

Need A Roof Inspection Or Quote? At Rob's General Contracting we've been building roofing expertise since 1992 - Originally Rob's Roofing

2021 International Residential Code - Minimum Slope for Types of Metal Roofing

Types of Metal Roofing for Low-slope Roofs

Which Metal Roof Systems from Central States Manufacturing Can Be Installed on Low-Slope Roofs?

Methods for Installing Metal on a “Flat” Roof

Are you interested in retrofitting a metal roofing solution onto a low-slope roof? ﻿

Call us to schedule your inspection and get a FREE estimate!

Conclusion

How Much Does A New Roof Cost In Pennsylvania?

Average Cost Of A New Roof In Pennsylvania

How Do Pennsylvania Roof Costs Compare To Other States?

Post Covid Rising Roof Material Costs

Need A Roofing Quote? At Rob's General Contracting we've been building roofing expertise since 1992 - Originally Rob's Roofing

Key Factors Affecting The Cost Of A New Roof In Pennsylvania

1. Roof Size

2. Roof And Jobsite Complexity

The Impact Of Roof Pitch On Costs

The Impact Of Roof Hips On Cost

Jobsite Complexities

3. Types Of Roofing Materials

4. Roof Decking

5. Your Pennsylvania Location

6. Choice of Roofing Contractor & Labor Costs

7. Roof Warranties

Choosing The Right Roofing Materials For Your Home

1. Shingles

2. Exposed Fastener Metal Roofing

3. Standing Seam Metal Roofing

4. Stone Coated Steel Roofing

5. Clay Tile Roofing

6. Slate Roofing

7. Cedar Shake Roofing

8. Rubber Roofing (EPDM)

9. Roll Roofing

10. Built Up Roofing (BUR)

Which Roofing Material Is Right For Me?

Tips To Save Money On Your New Roof

Expert Roof Repair & Roof Replacement Services From Rob's GC

At Rob's General Contracting we've been building roofing expertise since 1992 - Originally Rob's Roofing

Conclusion

Frequently Asked Questions (FAQ)

Common Myths About Filing a Homeowners Insurance Claim for Storm Damage and Roofing Repairs

Common Myths About Filing a Claim for Storm Damaged Roofing

Need A Roof Inspection Or Quote?
At Rob's General Contracting we've been building roofing expertise since 1992 - Originally Rob's Roofing

Are you interested in retrofitting a metal roofing solution onto a low-slope roof?

Need A Roofing Quote?
At Rob's General Contracting we've been building roofing expertise since 1992 - Originally Rob's Roofing